Does Insurance Pay
for Marriage Counseling?

Marital conflicts are normal ingredients to any marriage or committed relationship. Couples may argue and disagree from time to time, but when difficulties cause disappointment and unhappiness, the union is threatened. It takes relationship skills to keep the marriage from ending in separation or divorce. Since not all couples who want to save their relationship possess the required skill, marriage counseling may be sought as the antidote to the distressing situation.

Understandably, the first concern for couples seeking counseling and relationship therapy is the cost. Financial relief may come from having an insurance policy that can make it much more affordable to see a therapist regularly.

Insurance Coverage for Marriage Counseling and Family Therapy

Insurance DOES cover “Family Counseling” which means it also covers “Marriage Counseling” if the client chooses to bring the spouse in to resolve issues that will help resolve symptoms that keep them from functioning well. Insurances view this as medically necessary counseling, and almost all insurances cover it.

The symptoms mentioned are those that meet the criteria of a DSM 5 Diagnosis, including depressive and anxiety disorders, among others. If there are not enough symptoms to justify a diagnosis, the insurance will not cover the sessions.

Family counseling, may involve all or any member of the family, particularly the spouse and children of the client with the diagnosis. It is usually the most successful treatment in alleviating the symptoms of the diagnosis. That is why it is recommended for couples to come together during counseling sessions for better management and resolution of issues.

Protecting Your Relationship with Insurance Coverage

It is common for many couples to engage in counseling when the relationship and lives of family members are already affected by the symptoms of conditions, such as depression or anxiety. Since insurances cover this type of family counseling, it is not advisable to wait before seeking professional intervention. Don’t wait for the issues to bloat into something very difficult to overcome before deciding to seek help.

When the welfare of your functioning, your relationship and your family is at stake, it is best to act early. At Carolina Counseling Services – Sanford, NC the independently contracted counselors are available to offer timely help to protect your most important treasures. With insurance to cover you, all you need is to call CCS and request an appointment.

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